Cost of Studying in Australia 2025: The Complete Guide for Indian Students

Dreaming of Australia for your Master’s or undergraduate degree? While the country offers world-class education and vibrant student life, it’s important to plan realistically for the costs involved.

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Tuition Costs in Australia

Tuition fees in 2025 vary significantly depending on your course and degree level. For bachelor’s programs, expect to pay between AUD 15,000 and AUD 33,000 per year. Master’s degrees generally cost between AUD 20,000 and AUD 55,000 annually.

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While exact figures depend on the university and subject—medicine, engineering, and law often being costlier—most courses remain under ₹15 lakhs per year (around AUD 30,000), making Australia a competitive option for international students.

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Living Expenses: Budget Planning

Public estimates suggest that Australia requires proof of at least AUD 29,710 annually (~₹15 lakhs) to visa-grant students—yet average annual living costs often exceed AUD 40,000  .

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Breaking it down monthly:

• Accommodation (on- or off-campus): AUD 300–900

• Food: AUD 200–400

• Transport: AUD 50–100

• Utilities & Internet: AUD 80–150

• Health Insurance: AUD 40

• Personal & Miscellaneous: AUD 80–200  

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Annual accommodation costs alone can reach AUD 8,000–25,000 (~₹13.7 lakhs), depending on the type and location .

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Visa Fees & Government Policies

To study in Australia, you’ll need a Student Visa (subclass 500). As of 2025, the visa fee is AUD 1,600 for adults—plus additional charges for health assessments and related services .

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Graduates from institutions like University of Melbourne or UNSW will also note a 7% tuition hike in 2025, making cost planning more crucial than ever.

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Tuition Funding & Part-Time Income

Australian universities no longer offer government-backed loans to international students—each must pay full fees. Some may obtain scholarships or bursaries, but many rely on personal funding. However, part-time or internship-based work can help offset costs: Reddit users estimate that working optional hours during breaks and term time might cover up to AUD 15–25 k per year, depending on your scholarship and workload:

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“With a 50% scholarship…You could make around 15k [AUD] … In total you’re going to pay around 75‑80 lakhs for your undergrad.”  

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This highlights the need to balance academic performance (especially to maintain scholarships) with part-time work demands.

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Smart Budgeting Tips

• Plan for both tuition and living separately. Tuition can range up to ~AUD 37k annually, while total living costs often exceed AUD 40k.

• Consider scholarships seriously. Half-tuition waivers, while conditional on GPA, can drastically reduce expenses.

• Work part-time responsibly. Up to 20 hours weekly during term and full-time during holidays can bring in ~AUD 15k to 25k—but balance is key to maintaining performance.

• Apply early for visas. Rising application volume and recent fee increases call for prompt submissions and funds in order.

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Is it Worth it?

With over 130,000 Indian students studying in Australia in 2023, the country remains a preferred destination. If you secure a scholarship, manage your living costs smartly, and stay on top of your academics, you can achieve a strong return on investment—especially with living-cost control and work-study balance in mind.

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How Onebounce Helps

1. University & Course Shortlisting based on your budget and career goals

2. Scholarship Applications to lighten tuition costs

3. Budget Planning covering tuition, living, visa, and contingencies

4. Student Visa Support to ensure timely approval

5. Pre-Departure Guidance for accommodation, insurance, and arrival logistics

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Ready to align your study abroad dreams with financial reality? Connect with Onebounce today, and let’s make your Australian journey both achievable and affordable.